Learn how to manage your money, properly
The Money course teaches you how to budget, put something aside without feeling deprived, and get out of debt. Five minutes a day, no jargon, no lecture.
Coming soon to iOS & Android · Free to start
What you will learn
One chapter a day, on the commute, is enough.
- 1
Where your money actually goes
We open the statement together. You finally see the gap between what you think you spend and what you spend.
- 2
A budget that survives
One simple rule instead of the spreadsheet you abandon after three days. Set it once, it runs itself.
- 3
The ghost subscriptions
Forgotten memberships, account fees, insurance you pay for twice. Plug the leaks before you talk about saving.
- 4
Pay yourself first
Move money aside on payday instead of with whatever survives the month. Small amounts count, as long as they move first.
- 5
Your safety net
How many months of expenses to keep aside, where to keep them, and why it changes how your job feels.
- 6
Getting out of the red
Overdraft, consumer credit, pay-in-four. Which one to attack first, and how to renegotiate without the dread.
- 7
Inflation, in practice
Why your savings quietly lose value while they sit still, and what that means for the choices in front of you.
- 8
Your twelve-month plan
You leave with a number, a date, and the one thing to do tonight.
Ready for chapter 1?
The core lessons are free, no card needed.
This is for you if
You have a current account, a savings account, and no idea what happens in between.
You reach the end of the month in the red and cannot say where it went.
You have been putting this off for years because it makes you feel stupid.
Inside the Money course
Short lessons, visible progress, and Penny nudging you when you stall.
By the end, you can
Say where every euro of your salary goes, without losing a Sunday to it.
Save every month without feeling like you are punishing yourself.
Attack your debts in the right order, on a timeline you can actually keep.
Read a bank offer and spot the part that quietly costs you.
Questions people ask about this course
Your budget, in five minutes a day
Coinscious is coming soon to iOS and Android. The core lessons will be free, no card needed.
The other courses
Take them in whatever order you like.